Dental Insurance – Rio Rancho, NM

Affordable Dentistry for Every Budget

Woman in dental chair smiling

At Southwest Dental, we understand that caring for your oral health takes time and money. While we welcome all dentistry patients who desire a healthier, more beautiful smile, we are pleased to work with PPO dental insurance plans. Our dentistry team will go above and beyond to file any necessary paperwork and claims on your behalf as well as identify ways to maximize your benefits before they expire each year. As an independent dental office, we care more about your smile and will do our best to help you save in any way we can.

Understanding How Dental Insurance Works

Person calculating dental insurance coverage

Preventive dentistry is considered the cornerstone of oral healthcare, which is why so many dental insurance companies emphasize its services among policyholders. These treatments lower the risk of serious injury or infection, minimizing the chances that you’ll need restorative or emergency care in the future. However, many insurers also understand that assisting with restorative care is also necessary, as these problems can become a medical necessity. When looking at your plan, you’ll discover your benefits include coverage for preventive and restorative services, not cosmetic, as these are considered “electives.”

What Your Dental Insurance Plan Covers

Dental insurance forms on tablet computer

Once a member of our team can review your plan and its benefits, we can determine what it will cover and how much your out-of-pocket expenses will be. The normal dental insurance plan looks something like the following:


  • 80-100% preventive services
  • 70-80% minor restorative services
  • 50% major restorative services


If you need orthodontic care, you may be required to purchase a separate plan. Or if your current dental insurance plan offers coverage, there may be stipulations or exclusions you’ll need to review, such as an age limit or the type of treatment chosen.

Our In-Network PPO Dental Insurance Providers

Dental team member reviewing dental insurance forms with dentistry team members

To help our patients save the most money when visiting our dental office, we have pre-negotiated our terms and fees with various insurance companies. We are pleased to be in-network with the following PPO dental insurance providers:


  • Delta Dental
  • Aetna
  • Ameritas
  • Blue Cross Blue Shield
  • Cigna PPO
  • Cigna HMO
  • Careington
  • Connection Dental
  • Dentamax
  • Denta Quest
  • Dental Network of America
  • Guardian
  • Humana
  • MetLife
  • Principal
  • United Concordia
  • UMR
  • United Healthcare
  • Zelis
  • And many more!


Don’t see your plan? We likely take it! Reach out to our team today!